These Terms & Conditions (“Terms”) govern your access to and use of the digital product LEAD: A guide for Secretly Spiritual Business Leaders (the “Book”) sold through Impact Ventures Group Limited via ThriveCart and Stripe. By purchasing the Book, you agree to be bound by these Terms. If you do not agree with these Terms, please do not proceed with your purchase.

The Book is a digital product and will be delivered via email immediately following a successful payment through our checkout system. You are responsible for ensuring that your email address is entered correctly at the time of purchase. If you do not receive the Book within 1 hour of purchase, please check your spam or promotions folder. If it is still missing, contact us at celia@cmtph.com and we will resend your access.

We offer a 14-day money-back guarantee from the date of purchase. If you are not satisfied with the Book for any reason, you may request a full refund by contacting us at celia@cmtph.com within 14 days of your purchase date. Refunds will be processed to the original method of payment. After 14 days, all sales are considered final and no refunds will be issued.

The Book is for your personal, non-commercial use only. You may not share, reproduce, distribute, or resell any portion of the Book in any form without prior written permission. All content is the intellectual property of Impact Ventures Group Limited and is protected by copyright law.

All payments are securely processed through Stripe. We do not store your credit card information. Your transaction will appear on your statement as a charge from Impact Ventures Group Limited. We use ThriveCart to manage our checkout process and digital delivery. By using our services, you agree to the terms and conditions of both platforms.

By purchasing the Book, you consent to us collecting your name, email address, and payment information for the purposes of fulfilling your order and providing support. Your data is handled in accordance with our Privacy Policy. We do not sell or share your personal information with third parties, except where necessary to process your payment and deliver your product.

We make every effort to ensure that the content in the Book is accurate, supportive, and helpful. However, we make no guarantees about the results you may achieve. To the fullest extent permitted by law, we disclaim all liability for any loss, injury, or damages resulting from the use or misuse of the Book.

We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting to this page. Continued use of the Book after changes are made constitutes your acceptance of the new Terms.

If you have any questions or concerns about these Terms, please contact us at Impact Ventures Group Limited at celia@cmtph.com